Deposit Rates  

Effective as of 07/17/17

Consumer Rates
Product Minimum Balance Rate APY*
Checking Accounts $25.00 .050% 0.05%
Christmas Club $5.00 .100% 0.10%
Passbook Savings $25.00 .100% 0.10%
       
Money Market $10,000 .648% .65%
Money Market $25,000 .847% .85%
       
06-11 Month Certificate $1,000.00 .149% .15%
12-23 Month Certificate $1,000.00 .249% .25%
24-35 Month Certificate $1,000.00 .499% .50%
36-47 Month Certificate $1,000.00 .749% .75%
48-59 Month Certificate $1,000.00 .995% 1.00%
60 Month Certificate $1,000.00 .995% 1.00%
       
12 Month Special $10,000.00 1.104% 1.11%
24 Month Special $10,000.00 1.302% 1.31%
36 Month Special $10,000.00 1.500% 1.51%
       
Business Rates
Product Minimum Balance Rate APY*
Business Savings $25.00 .100% 0.10%
Business Money Market $10,000.00 .648% 0.65%
Business Money Market $25,000.00 .847% 0.85%
       
*Annual Percentage Yield 
       

 

 
Loan Rates  

Effective as of 07/17/17

Mortgage Rates

Maximum loan amount of $417,000.  The Bank reserves the right to change rates, terms, and conditions without notice.  Subject to credit approval.  Loans must be secured with a 1-4 family, owner-occupied dwelling.  Proof of hazard insurance is required at closing.

Maximum Term (Months) Maximum1 LTV  Simple2 Interest Rate  Example3 Monthly Payment Example4 Variable APR 
15 Year Fixed 80%  3.875%  $733.44  4.012%
20 Year Fixed 80%  4.250%  $619.23  4.358%
30 Year Fixed 80%  4.250%  $491.94  4.328%

 

1 Per SSB policy. Loan-to-Value (LTV) is based on the lesser of the purchase price or appraised value. 

2 Fixed Rate.

3 Example payment for a $100,000 loan amortized at the stated simple interest rate over the maximum term.  Payment does not include taxes and insurance and the actual payment obligation will be greater.

4 Annual Percentage Rate (APR) for a $100,000. loan amortized at the stated simple interest rate over the maximum term.  APR includes prepaid finance charges of $926.00.  PMI (Private Mortgage Insurance) may be required for loans with LTV's in excess of 80%.  Other customary closing costs apply.

 

Consumer Rates

Product Rates
Home Equity Call For Rates and Details
Home Equity Line of Credit Call For Rates and Details
Auto Call For Rates and Details