Loan Rates  

Effective as of 09/18/17

Mortgage Rates

Maximum loan amount of $417,000.  The Bank reserves the right to change rates, terms, and conditions without notice.  Subject to credit approval.  Loans must be secured with a 1-4 family, owner-occupied dwelling.  Proof of hazard insurance is required at closing.

Maximum Term (Months) Maximum1 LTV  Simple2 Interest Rate  Example3 Monthly Payment Example4 Variable APR 
15 Year Fixed 80%  3.750%  $727.22  3.887%
20 Year Fixed 80%  4.125%  $612.59  4.233%
30 Year Fixed 80%  4.125%  $484.65  4.203%

 

1 Per SSB policy. Loan-to-Value (LTV) is based on the lesser of the purchase price or appraised value. 

2 Fixed Rate.

3 Example payment for a $100,000 loan amortized at the stated simple interest rate over the maximum term.  Payment does not include taxes and insurance and the actual payment obligation will be greater.

4 Annual Percentage Rate (APR) for a $100,000. loan amortized at the stated simple interest rate over the maximum term.  APR includes prepaid finance charges of $926.00.  PMI (Private Mortgage Insurance) may be required for loans with LTV's in excess of 80%.  Other customary closing costs apply.

 

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